Clarity Driven Loan Solutions
NewTrust Mortgage offers practical mortgage solutions tailored to the financial needs of Texas residents. With a strong understanding of local market conditions, we support homebuyers, investors, and individuals considering home loan refinancing options with clarity and knowledge. Each service is approached with professionalism, ensuring that every client is met with options that are relevant, realistic, and rooted in trust.
Smart Lending for Every Buyer
First-Time Homebuyers
Buying your first home shouldn’t feel like a maze. We simplify the process by walking you through every stage—from understanding your options to securing loan approvals—so you can move forward with confidence.
Conventional Loan
Conventional Loans up to 97% loan to value with a loan maximum of $806,500. Different variations of income accepted
Refinancing Options
Refinancing isn’t just about better rates—it’s about making your money work smarter. Whether you're adjusting your loan term, accessing equity, or lowering monthly payments, we help you make choices that support your long-term goals.
DSCR Loans
DSCR Loans using the market rent to cover the mortgage payment without providing income. Down payments as low as 15%. Multiple refinancing opportunities to lower rate and get cash out.
Government Loans
Government loans available FHA, VA, and USDA which requires as low as 0% down depending on where the property is located. Down payment assistance loans are available for these products
Specialty Loans
Bank Statement, No Ratio, 1099, Profit and Loss loans, Stated Income, Ag loans